In the end the Budget was a bit of a non-event, supplying immunity mostly to the better off. It’s really not a very bright idea to antagonise NHS doctors busy dealing with a global pandemic so higher earners (up to £200,000 a year) retain their £40,000 annual allowance.
The double pressures of an ageing population and low unemployment levels means the risk of a UK labour shortage in future is high. This is a major 'talent' issue for many small and medium sized business owners.
Less stress, more productivity. Lower costs, better long-term staff retention. The phased retirement benefits for SME employers are clear. But what is phased retirement, exactly?
Your cash savings are diligently accumulated and stored. But how hard are they working for you? Holding onto too much cash is sometimes described as ‘reckless caution’.
Diversify! It’s a mantra financial advisers often urge on us. Invest some money in UK shares but make sure you invest in Europe and the US too. Sprinkle a little in Japan and emerging markets perhaps. Not too much, mind.
Not every ‘green’ investment description means the same thing. But strip away the syntax clutter and three important ‘green’ categories – Ethical, ESG and Impact – step forward. We’ll take a careful look at each. By the end of this article you should feel clearer about which stripe of ‘green’ reflects your own investment values and goals best.
Pension ‘Freedoms’ Still Point To Everyday Income Needs For Most Pension reforms still do a basic job – like underpinning basic income for everyday travel Josh Wilburne George Osborne’s dramatic pension freedoms have
Trust in UK pensions, the UK finance industry and regulators has never been lower – and it’s dishearteningly easy to see why.
A quandary lurks at the heart of retirement planning. It hangs in the air, even when the conversation about long-term financial outcomes gets into its stride.
Advice Bridge’s Sheetal Dhanuka says UK pensions minister Guy Opperman has five key issues he needs to address in 2020.
Extremely welcome news from US fund manager Vanguard: the asset management giant – a pioneer of low cost tracker funds – has released details of its new UK self-invested pension.
The British infatuation with property as an asset class has received a fresh reality check from the Resolution Foundation.