Looking to access your pension?
At 55, you can normally access your pension, with 25% tax-free being available as a lump sum withdrawal. Our personalised financial plan will show you what happens if you do.
- How much you can spend now and still meet your retirement needs
- How to invest your remaining pension pot
- How to access your pension in the most effective way
- One-tenth of the average UK adviser fee
Help us make financial planning affordable and accessible to everyone. Our first 100 users will receive their personalised plan for free.
Pave the road to the stress-free, secure retirement you deserve with step-by-step advice. Your personalised financial plan will show you how to:
Slash tax bills and fees
Make the most of your tax allowances
Most effectively draw income for shorter-term goals
- Spend safe amounts to not run out of money in retirement
Find the best investment products for your objectives
Secure and grow your nest egg
Reduce investment and unforeseen expense risks
Finance the lifestyle you want in retirement
Authorised and Regulated by the
Financial Conduct Authority
Protected by the Financial Services Compensation Scheme
We don’t share your data. Secure encrypted data transfer.
Bridging the Advice Gap…
Pensions & taxes – now yours to decide upon
As life expectancy and pension freedom regulation rise in the UK, final salary pension security is disappearing and leaving hard questions in its wake:
- Should I take my pension pot out at 55?
- Where do I invest my pension money?
- How much can I spend and give to my kids?
- How do I avoid UK pension tax traps?
Lump sum calculator
Our lump sum calculator is a quick way to get an idea of how much tax you would pay on a lump sum withdrawal and how it might impact your retirement income later in life.
Powerful, personal pension advice.
One-off financial advice for your current situation and future plans
Simple & actionable
Concrete steps to reach your retirement lifestyle goals. No jargon or complexity.
Completely tailored to your financial state, habits, investment style, and tax status.
30-minute online questionnaire. We collect pension & tax data on your behalf.
Unbiased investment recommendations
We don’t get commission for products we recommend; we handpick them for the value they bring to you
For 10% of the
£300 flat instead of £3,000+.
custom financial plan
|Predict how your expenses will
change in retirement and how
much you should spend, invest
and save in order to afford the
lifestyle that you desire.
|Grow your nest egg by reducing
UK income, inheritance and other
taxes, and slashing the fees you
currently pay to investment providers.
|Improve your investment strategy and
find the right products for your risk
appetite, goals, and previous investment
history. Since we don’t take any commissions,
we can recommend the very best
investments for you.
After downloading your report, one of our
financial advisors will arrange a call with
you to explain what is in the report and
answer any questions you may have.
How it works
Give us some info
Complete the industry-leading AdviceBridge questionnaire, and e-sign a few papers to authorise us to retrieve your exact information from pension and investment providers. Sign up for free to get started.
Get your personalised plan
Our expert advisers and simulation software crunch the numbers and prepare your custom PDF report. Timing depends on how fast institutions’ respond to our requests for information.
Decades to come
Retire on your terms
Your dedicated financial adviser walks you through your plan over the phone. So start your journey to towards the stress-free retirement you deserve!
How much does it cost?
£300 one-off, forever better off!
Average cost of traditional financial advice in the UK
£300 incl. VAT
Free for the first 100 users!
Complete retirement financial plan + phone consultation
|Base fee||Weeks of work, learning materials||Up to £3,000||£300 flat|
|Time spent||Ongoing work||Hours of correspondence||60 minutes
Questionnaire + phone call
Mistakes, bad decisions, changing regulation
some advisors stick to limited practice and areas of expertise
Battle-tested process for taxes, investments and pensions
|Process||Research, compare, make mistakes, learn, repeat||Appointments, meetings, emails||100% online|
Why it works
Our next-generation approach fosters efficiencies that we pass down to you as savings.
We are AdviceBridge…
A team of finance academics, professionals and data scientists determined to make financial advice accessible to all. Being unaffiliated with investment providers, we can offer unbiased, genuinely honest advice and investment recommendations.
…and you’re safe with us
FCA approved, participant
in FCA Advice Unit
Secure encrypted file transfer
Private, confidential, GDPR-compliant
No access to your accounts, funds or assets
Fiduciary agreement: your interests come first
No lock-in, commissions, or salespeople. Just honest advice
Make the future brighter
with a word of advice
Pave the road to stress-free retirement with your personalised financial plan.