Retirement Planning: Stress-free and Affordable
Put your retirement savings on the right track with personalised financial advice to make you better off.
Reduce Taxes & Fees
Personalised Investment Recommendations
One-tenth the Average UK Adviser Fee
Pave the road to the stress-free, secure retirement you deserve with step-by-step advice.
Your personalised financial plan will show you how to:
Make the most of your tax allowances
Find the best investments for your objectives
Draw income to pay for special goals
Balance your financial priorities
Make the most of your savings in retirement.
Authorised and Regulated by the Financial Conduct Authority
Protected by the Financial Services Compensation Scheme
We don’t share your data. Secure and encrypted data transfer
Bridging the Advice Gap…
Pensions & taxes – now yours to decide upon
As life expectancy rises in the UK, the security of a final salary pension is disappearing and leaving hard questions in its wake:
Should I take my pension pot out at 55?
Where do I invest my pension money?
How much can I spend and give to my kids?
How do I avoid UK pension tax traps?
Financial advice even less accessible than before
From £2,000 to £3,000 one-time1, plus 0.5% per year, traditional pension advice has always been reserved to the wealthiest. Recent UK regulations calling for transparency has pushed many advisors out of the market – just when they’re needed the most.
1. Indicative cost of retirement planning advice: Unbiased Cost of Advice, FCA survey of firms providing financial advice April 2016
Powerful, personal pension advice. For everyone
Comprehensive plan covering your current situation and future plans. No tie in.
Simple & Actionable
Concrete steps to reach your retirement lifestyle goals. No jargon or complexity.
Completely tailored to your financial state, habits, investment style, and tax status.
Get started in under 5 minutes. We will collect pension & tax data on your behalf.
We don’t get commission for products we recommend; we handpick them for the value they bring to you
For 10% of the
£300 flat instead of £3,000+.
Your Point-in-Time Custom Financial Plan
LIFESTYLE & PERSONAL CIRCUMSTANCES
Tell us a little bit about your personal circumstances. This will be the starting point for your personalised plan to get you to your goals.
Analysis of your savings and investments showing you the fees you currently pay
A review of your pensions to make sure you are aware of any valuable benefits
YOUR FUTURE, YOUR CHOICES
SmartAdvice engine puts you in control. We run our intelligent engine over your finances and show you the implications of the decisions you make
An estimate of the lifestyle in retirement that you are on track to afford
How your other financial priorities will affect your future lifestyle, eg can you afford to help you kids etc
How changing your savings affects your retirement
The risk of running out of money
A personalised strategy to help you make the most of your money. We help you grow your nest egg by minimising taxes and slashing the fees you are paying. All of our recommendations are unbiased and we don’t receive any commissions.
How to make the most of your tax allowances and reliefs
The best, low-cost investments for your needs
SmartDraw shows you how to finance goals and expenses in the most efficient way
How it works
Give Us Some Info
Complete the industry-leading AdviceBridge questionnaire, and e-sign a few papers
Get your personalised plan
Our expert advisers and simulation software crunch the numbers and prepare your custom PDF report.
Retire on your terms
Your dedicated financial adviser walks you through your plan over the phone. So start your journey towards the stress-free retirement you deserve!
How much does it cost?
£300 one-off, forever better off!
£300 incl. VAT
Complete retirement financial plan + phone consultation
|Base fee||Weeks of work, learning materials||Up to £3,000||£300 flat|
Mistakes, bad decisions, changing regulation
Often not incentivised to use cost-effective funds and platforms
Battle-tested process for taxes, investments and pensions
|Process||Research, compare, make mistakes, learn, repeat||Appointments, meetings, emails||100% online|
Why it works
Our next-generation approach fosters efficiencies that we pass down to you as savings.
The right questions, asked the right way.
Streamlined data collection from institutions
Proprietary SmartAdvice financial engine helps our advisers do more, more efficiently.
Up to date regulation & market data
Specialised financial models
Simulates thousands of scenarios
Designed for advice personalisation
FCA-authorised financial advisers, on your side by design.
Not paid on commission
Aided by technology Unaffiliated with investment providers
We are AdviceBridge…
A team of finance academics, professionals and data scientists determined to make financial advice accessible to all. Being unaffiliated with investment providers, we can offer unbiased, genuinely honest advice and investment recommendations.
…and you’re safe with us
FCA approved, participant in FCA Advice Unit
Secure and encrypted file transfer
Private, confidential, GDPR-compliant
No access to your accounts, funds or assets
Fiduciary agreement: your interests come first
No lock-in, commissions, or salespeople – just honest advice
Make the Future Brighter with a Word of Advice
Pave the road to stress-free retirement with your personalised financial plan.
Our Pricing Plans
Simple, transparent and fair pricing. Choose the plan thats right for your needs
Not sure which is right for you? Schedule a call with one of our team
One-off fee, No recurring charges
For investors who are confident managing their own investments
Do it for me
One-off fee, No recurring charges
We will manage transfers to cost-effective solutions
Help me along the way
£100/year or £10/m
Retirement plan and implementation required
Optional add-on to plan implementation
You will incur additional fees and charges associated with the recommended platform/product*. These typically range from 0.40-0.75% and they will be clearly shown to you on your plans.
* AdviceBridge does not receive any commission from these fees. We are independent of any product providers so we can recommend the best products for you