Diversify! It’s a mantra financial advisers often urge on us. Invest some money in UK shares but make sure you invest in Europe and the US too. Sprinkle a little in Japan and emerging markets perhaps. Not too much, mind.
Trust in UK pensions, the UK finance industry and regulators has never been lower – and it’s dishearteningly easy to see why.
A quandary lurks at the heart of retirement planning. It hangs in the air, even when the conversation about long-term financial outcomes gets into its stride.
Extremely welcome news from US fund manager Vanguard: the asset management giant – a pioneer of low cost tracker funds – has released details of its new UK self-invested pension.