Tax Optimiser
Personal taxation is highly complex with many interactions between tax bands and allowances. Use our free tax optimiser tool to see if making additional pension contributions can be highly tax efficient by gaining allowances or child benefit.
Other Free Financial Tools
The financial decisions you must make at retirement are complex and difficult to navigate. Our powerful tools and calculators can show you what you need to consider, helping you avoid the pitfalls and make the most of your savings.
Retirement Health Check Calculator
See if you are on track for retirement and get some suggestions to improve your financial resilience.
Lump Sum Calculator
Considering taking a lump sum payment from your pension? We’ll help you understand how much tax you might have to pay, the impact on your future retirement income and what the right level of risk for your remaining pension might be.